
HIPAA
The Health Insurance Portability and Accountability Act (HIPAA) establishes security and privacy rules to protect healthcare data in the United States. It regulates how covered entities and business associates handle Protected Health Information (PHI).

Scope and Applicability.
HIPAA applies to healthcare providers, health plans, clearinghouses, and business associates that handle PHI. It affects hospitals, insurance companies, medical service providers, and third-party vendors managing healthcare data.
Key Requirements.
Privacy Rule – Governs how PHI can be used and disclosed while ensuring patient rights over their health data.
Security Rule – Requires technical, administrative, and physical safeguards to protect electronic PHI (ePHI).
Breach Notification Rule – Mandates reporting of data breaches affecting PHI to affected individuals and regulators.
HIPAA Enforcement Rule – Defines penalties for non-compliance and investigation procedures.
Business Associate Agreements (BAAs) – Requires contracts with third-party vendors to ensure HIPAA compliance.
Enforcement and Penalties.
Regulated by the U.S. Department of Health and Human Services (HHS) and Office for Civil Rights (OCR).
Fines range from $100 to $50,000 per violation, with a maximum penalty of $1.5 million per year.
Severe violations can result in criminal charges, legal actions, and reputational damage.
Main Challenges.
Organizations face challenges in ensuring compliance across complex healthcare ecosystems, managing third-party risks, and maintaining ongoing security monitoring to prevent breaches.
Blue INK Security provides HIPAA compliance consulting, security risk assessments, and breach response planning to help healthcare organizations secure PHI, meet regulatory requirements, and mitigate cyber risks.